Professional indemnity
Design or survey error
Financial loss from incorrect calculations, surveys or specifications.
Trade cover
Civil Engineer Insurance
Civil Engineer cover, quoted in minutes. Your quote depends on trade, turnover and cover levels.
Get a quoteTakes about 5 minutes · No card details to get a quotation · Documents by email
The work
Design, surveys and site responsibility
Assisting in the shaping of the already built environment is such a huge responsibility which is characterised a fair amount of risks. The good news is that civil engineer insurance from Tradesman Insurance 4u features provisions which will protect you from compensation claims, regardless of what it is that you are working on - whether it is roads, buildings or even major infrastructure projects.
Take note, not only will having a solid civil engineer insurance policy help get your business back on its feet in any eventuality, but it is also able to reassure potential clients when you set out in search of better business.
To crown it all, you should also make it a habit to comprehensively compare quotes from multiple insurers since they'll make it easier for you to set up a personalised policy in a matter of minutes (bearing in mind the fact that you will be able to choose from covers such as the public liability, business legal protection, professional indemnity etc). Of course you can do that right here at Tradesman Insurance 4u.
Where claims come from
Illustrative situations, not a statement of what your policy covers.
Public liability
Site visit injury
Injury during site inspections or when you have site presence.
Employers' liability
Staff injury
Employers' liability when you employ engineers or technicians.
On the quote form
Cover you can select
These are the cover options you can build on the form. Your quotation and schedule confirm what applies.
Professional indemnity
For advice, design or consultancy work. Limits from £50,000 to £5m.
Public liability
The core cover for injury and property damage. Limits from £1m to £10m on our form.
Employers' liability
Legally required if you employ staff, including part-time or temporary workers.
Contract works
Cover for work in progress where the contract makes you responsible for unfinished builds.
Prices start from
£149.95 / year
including IPT
or from £13.91 per month
What civil engineer cover costs
£149.95 is the lowest price available on our quote form for public liability for civil engineer. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £13.91 a month. The total you pay by instalments is higher than paying in full.
It is not a typical package and most policies cost more.
Illustrative monthly Direct Debit instalments, subject to eligibility. A deposit applies by card; paying in full costs less.
Quote online in minutes
Select your trade and cover on the form.
1
Select your trade
Choose your trade and tell us how your business is set up.
2
Pick your cover
Add public liability, employers' liability, tools and other options.
3
See your price
Your quotation updates as you select limits and extras.
4
Get your documents
When you buy online, documents are emailed straight away.
Claims we have handled
Settled examples from tradespeople. Each outcome depended on the cover in force at the time.
Public liability
An electrician replaced a consumer unit and a short circuit damaged the client's appliances.
Public liability covered the property damage claim.
Scaffolding
A scaffold collapsed onto neighbouring property during erection work.
Public liability responded to the third-party property damage.
Painting and decorating
A decorator knocked over a tin of gloss paint, staining carpets and furnishings.
Public liability covered the damage to the client's property.
Employers' liability
An employee fractured their ankle after falling from a ladder on a customer's site.
Employers' liability covered the employee's injury claim.
If a client raises a concern
Note what happened while it is fresh, keep your consent and aftercare records together, and call the claim line shown on your schedule. Don't accept responsibility on the spot; let the claims team assess it first.
Google reviews
5.0 out of 5 from 368 Google reviews
I dealt with Nick today, great experience, very helpful and informative as well as getting me the best price possible. i would highly reccomend using Nick for your insurance needs
matthew borrowdale
a month ago · Google
Very happy to continue with Tradesman Insurance. The contact was very helpful and straightforward in explaining my questions. I found the premium very reasonable in comparison and will continue with them.
Mark Haynes
3 months ago · Google
Nick was great to deal with on the phone. Explained everything, got me the right policy, and was hassle free. Top man
Jamie Davin
3 months ago · Google
Civil Engineer Insurance FAQs
Most civil engineers need public liability. Add employers' liability if you have staff, optional tool cover for equipment, and professional indemnity if you give advice or design work.
See also engineer insurance and mechanical engineer insurance.
It is not a legal requirement for every business, but many clients, sites and contracts expect it. Employers' liability is legally required when you employ staff.
If your work includes advice, plans, specifications or design, professional indemnity protects you if a client suffers financial loss because of an error in your work.
Public liability for civil engineer starts from £149.95 a year, including Insurance Premium Tax, on our site. £149.95 is the lowest price available on our quote form for this trade. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £13.91 a month, subject to eligibility. Paying in full costs less.
It is not a typical package and most policies cost more.
See your civil engineer price
Select your trade and limits on the quote form. No obligation.
Get a quoteRather talk it through? Call 01773 810072, Monday to Friday, between 8am and 5pm.
The information on this page is general information only and is not personal advice. Cover is subject to policy terms, limits and exclusions. Always check your quotation and schedule. Tradesman Insurance 4u is a product of C I 4 U GB Nationwide Limited, authorised and regulated by the Financial Conduct Authority (FRN 496879). Registered in England No. 06671640.
Civil Engineer Insurance
from £149.95 a year or £13.91/month incl. IPT; your price depends on what you select