Engineer Insurance - Tradesman Insurance 4U

Engineer Insurance

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Engineers insurance designed for you

Engineers are in a unique position of responsibility. Their work heavily relies on both the clients and the general public’s approval and welfare. That’s why you need an insurance policy that protects everyone involved.

At Tradesman Insurance 4u, we understand the specific risks that engineers face. That’s why we offer tailored public liability insurance with a variety of additional options to choose from, such as professional indemnity insurance.

Our insurance is fast, quality cover, without the normal hassle. We make it easy to get the coverage you need, with a simple online form that takes just a few minutes to complete. Once you’re approved, you can start enjoying the peace of mind that comes with knowing you’re protected.

Here are some of the benefits of our engineers insurance:

  • Tailored public liability insurance with a variety of additional options to choose from, such as professional indemnity insurance.
  • Build your own flexible policy, with a single premium, one renewal date, and just one set of documents.
  • Fast, quality cover, without the normal hassle.
  • Whether you own a business and need to insure all of your workers, or work for yourself in a one-man band, we’ve got you covered.

Get a quote today and find out how much you can save, whilst getting top quality cover.

Making insurance simple

  • Choose your limit of cover

    Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.

  • Add additional insurance

    From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

  • Safe & secure online applications

    Use our simple and secure online form to request your quote.

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Stress-free insurance

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Looking for further information?

Speak to one of our friendly and helpful advisors

01773 810072

Lines open between 8am and 8pm, Monday to Friday

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Tradesman Insurance FAQs

Tradesman Insurance Claims

Site damage, injury and tools claims: practical help when a job goes wrong.

Here to help

A customer alleging damage, an injury on site or a tools theft claim can stop the next job cold. Even before an official claim is lodged, the legal advisors we work with can help you understand what to photograph, keep and report.

Our advisors guide you through preparation and how to protect yourself while the claim progresses. See our step-by-step claims guide for what to do first. Most policies require you to notify your insurer using the details on your schedule.

How to make a claim

To discuss your insurance requirements, or if you are unsure which insurer to notify, you can call us on:

01773 810072

Lines open between 8am and 8pm, Monday to Friday

Tradesman Insurance Claim Examples

  • Public liability

    A painter and decorator was finishing a job in a house with a newly laid carpet. They accidentally dropped an open tin of gloss with obvious results. The customer claimed the cost of the carpet and the labour to re-fit a new one.

    Public liability insurance covered legal expenses and the compensation awarded.

  • Professional indemnity

    A structural engineer was tasked with calculating the amount of steel beams and lintels required for a commercial building. During construction it became apparent that the calculations were wrong and the steel would not hold the required load. The project had to be restarted, resulting in a heavy financial loss and large claims against the engineer.

    Professional indemnity cover paid the claim and helped keep the engineer in business.

  • Public liability

    A scaffolding business had scaffolded a house without securing it properly. In strong winds the scaffolding collapsed onto the next door neighbour's house, destroying a large section of the roof.

    Public liability insurance covered the claim made against the business.

  • Public liability

    A kitchen fitter was fitting cupboards and accidentally knelt on a client's new electric hob, causing it to crack.

    Public liability insurance covered the claim for a replacement hob and fitting costs.

  • Public liability

    A commercial carpet cleaning company was cleaning an office carpet when the heat was too high, which shrunk and discoloured the carpet.

    Tradesman insurance covered the compensation claim for a new carpet and fitting costs.

Engineer insurance

Professional indemnity insurance for engineers

If your engineer work involves advice, design, or specifications, professional indemnity insurance can protect you if a client suffers financial loss. Cover is available with limits of indemnity from £50,000 to £5 million, standalone or as part of a wider policy.

Public liability insurance for engineers

Public liability insurance is often core to engineer insurance. It covers claims for injury or damage caused by your work. We offer limits of indemnity from £1 million to £10 million.

Employers’ liability insurance

If you hire staff or contractors, employers’ liability insurance is a legal must. It covers employee injury or illness caused through work. Crucial for higher-risk trades.

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Additional tool cover for engineers

Tools and equipment are vital for any engineer. Our tool cover insurance helps protect against theft, loss or accidental damage, keeping you working without disruption.

Get the right insurance for your business

  • Review your policy documents carefully before you commit. Know exactly what’s included and excluded.
  • Choose a suitable level of cover so you’re not left underinsured if a claim arises.
  • Accurately estimate the value of your tools and equipment. This ensures you can replace them if lost, stolen, or damaged.
  • If you employ anyone (even part-time or at home), you’re legally required to have employers’ liability insurance. Fines for not having it can be up to £2,500 per day.
  • Even when not required by law, the right insurance helps protect your livelihood and keep your business running smoothly.

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