Professional indemnity
Design or advice error
Financial loss alleged from incorrect engineering advice, calculations or specifications.
Trade cover
Engineer Insurance
Engineer cover, quoted in minutes. Your quote depends on trade, turnover and cover levels.
Get a quoteTakes about 5 minutes · No card details to get a quotation · Documents by email
The work
Advice, design and professional services
Engineers are in a unique position of responsibility. Their work heavily relies on both the clients and the general public’s approval and welfare. That’s why you need an insurance policy that protects everyone involved.
At Tradesman Insurance 4u, we understand the specific risks that engineers face. That’s why we offer tailored public liability insurance with a variety of additional options to choose from, such as professional indemnity insurance.
Our insurance is fast, quality cover, without the normal hassle. We make it easy to get the coverage you need, with a simple online form that takes just a few minutes to complete. Once you’re approved, you can start enjoying the peace of mind that comes with knowing you’re protected.
Here are some of the benefits of our engineers insurance:
Get a quote today and find out how much you can save, whilst getting top quality cover.
Where claims come from
Illustrative situations, not a statement of what your policy covers.
Public liability
Injury during a site visit
Third-party injury or property damage while attending site, plant or inspections.
Employers' liability
Employee or technician injury
Employers' liability when you employ engineers, technicians or assistants.
On the quote form
Cover you can select
These are the cover options you can build on the form. Your quotation and schedule confirm what applies.
Professional indemnity
For advice, design or consultancy work. Limits from £50,000 to £5m.
Public liability
The core cover for injury and property damage. Limits from £1m to £10m on our form.
Employers' liability
Legally required if you employ staff, including part-time or temporary workers.
Prices start from
£69.95 / year
including IPT
or from £6.63 per month
What engineer cover costs
£69.95 is the lowest price available on our quote form for public liability for engineer. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £6.63 a month. The total you pay by instalments is higher than paying in full.
It is not a typical package and most policies cost more.
Illustrative monthly Direct Debit instalments, subject to eligibility. A deposit applies by card; paying in full costs less.
Quote online in minutes
Select your trade and cover on the form.
1
Select your trade
Choose your trade and tell us how your business is set up.
2
Pick your cover
Add public liability, employers' liability, tools and other options.
3
See your price
Your quotation updates as you select limits and extras.
4
Get your documents
When you buy online, documents are emailed straight away.
Claims we have handled
Settled examples from tradespeople. Each outcome depended on the cover in force at the time.
Professional indemnity
A client alleged financial loss after incorrect engineering specifications delayed a project.
Professional indemnity responded subject to the cover in force.
Public liability
A visitor was injured during a site inspection attendance.
Public liability responded to the third-party injury claim.
If a client raises a concern
Note what happened while it is fresh, keep your consent and aftercare records together, and call the claim line shown on your schedule. Don't accept responsibility on the spot; let the claims team assess it first.
Google reviews
5.0 out of 5 from 368 Google reviews
I dealt with Nick today, great experience, very helpful and informative as well as getting me the best price possible. i would highly reccomend using Nick for your insurance needs
matthew borrowdale
a month ago · Google
Very happy to continue with Tradesman Insurance. The contact was very helpful and straightforward in explaining my questions. I found the premium very reasonable in comparison and will continue with them.
Mark Haynes
3 months ago · Google
Nick was great to deal with on the phone. Explained everything, got me the right policy, and was hassle free. Top man
Jamie Davin
3 months ago · Google
Engineer Insurance FAQs
Most engineers need public liability for site attendance and third-party injury or damage. Add professional indemnity if you give advice, design or specifications, and employers' liability if you have staff. Civil and mechanical disciplines have dedicated pages: civil engineer and mechanical engineer.
It is not a legal requirement for every business, but many clients, sites and contracts expect it. Employers' liability is legally required when you employ staff.
If your work includes advice, plans, specifications or design — not just install and test — professional indemnity can protect you if a client suffers financial loss from an error in that advice. Limits from £50,000 to £5m on our form.
Public liability for engineer starts from £69.95 a year, including Insurance Premium Tax, on our site. £69.95 is the lowest price available on our quote form for this trade. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £6.63 a month, subject to eligibility. Paying in full costs less.
It is not a typical package and most policies cost more.
See your engineer price
Select your trade and limits on the quote form. No obligation.
Get a quoteRather talk it through? Call 01773 810072, Monday to Friday, between 8am and 5pm.
The information on this page is general information only and is not personal advice. Cover is subject to policy terms, limits and exclusions. Always check your quotation and schedule. Tradesman Insurance 4u is a product of C I 4 U GB Nationwide Limited, authorised and regulated by the Financial Conduct Authority (FRN 496879). Registered in England No. 06671640.
Engineer Insurance
from £69.95 a year or £6.63/month incl. IPT; your price depends on what you select