Public liability
Leak or pressure failure
Water, steam or chemical escape damaging client property.
Trade cover
Pipe Fitter Insurance
Pipe Fitter cover, quoted in minutes. Your quote depends on trade, turnover and cover levels.
Get a quoteTakes about 5 minutes · No card details to get a quotation · Documents by email
The work
Industrial pipework and systems
With all of the tools of your trade including saws, cutting torches, pipe threaders, welding torches, and testing equipment, it’s easy to see how accidents can happen. Even the slightest thing can turn into a major issue in a short amount of time. This is why public liability insurance is so vital to have. It makes certain that you are covered from incidences that might occur, such as damage to public property. The smallest thing could create a huge headache of legal issues if the right coverage isn’t maintained. You never know when a member of the public could possibly come into harm, but with the right insurance you know you’ll be covered.
The amount of tools a pipe fitter uses is also something to consider when getting your insurance, at Tradesman Insurance 4u you can include optional extras such as tool cover which insures your hand tools, plant equipment as well as power tools from different kinds of loss, theft or damage. In your line of work, you may also want to cover yourself, should you have an accident and injure yourself at work, our personal accident insurance has got you covered.
Where claims come from
Illustrative situations, not a statement of what your policy covers.
Public liability
Injury on site
Third-party injury from pipe fitting work or hot work.
Tools
Specialist equipment
Optional tool cover for pipe fitting plant and kit.
On the quote form
Cover you can select
These are the cover options you can build on the form. Your quotation and schedule confirm what applies.
Public liability
The core cover for injury and property damage. Limits from £1m to £10m on our form.
Employers' liability
Legally required if you employ staff, including part-time or temporary workers.
Tools and equipment
Optional cover for theft, loss or accidental damage to your kit.
Contract works
Cover for work in progress where the contract makes you responsible for unfinished builds.
Prices start from
£149.95 / year
including IPT
or from £13.91 per month
What pipe fitter cover costs
£149.95 is the lowest price available on our quote form for public liability for pipe fitter. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £13.91 a month. The total you pay by instalments is higher than paying in full.
It is not a typical package and most policies cost more.
Illustrative monthly Direct Debit instalments, subject to eligibility. A deposit applies by card; paying in full costs less.
Quote online in minutes
Select your trade and cover on the form.
1
Select your trade
Choose your trade and tell us how your business is set up.
2
Pick your cover
Add public liability, employers' liability, tools and other options.
3
See your price
Your quotation updates as you select limits and extras.
4
Get your documents
When you buy online, documents are emailed straight away.
Claims we have handled
Settled examples from tradespeople. Each outcome depended on the cover in force at the time.
Public liability
An electrician replaced a consumer unit and a short circuit damaged the client's appliances.
Public liability covered the property damage claim.
Scaffolding
A scaffold collapsed onto neighbouring property during erection work.
Public liability responded to the third-party property damage.
Painting and decorating
A decorator knocked over a tin of gloss paint, staining carpets and furnishings.
Public liability covered the damage to the client's property.
Employers' liability
An employee fractured their ankle after falling from a ladder on a customer's site.
Employers' liability covered the employee's injury claim.
If a client raises a concern
Note what happened while it is fresh, keep your consent and aftercare records together, and call the claim line shown on your schedule. Don't accept responsibility on the spot; let the claims team assess it first.
Google reviews
5.0 out of 5 from 368 Google reviews
I dealt with Nick today, great experience, very helpful and informative as well as getting me the best price possible. i would highly reccomend using Nick for your insurance needs
matthew borrowdale
a month ago · Google
Very happy to continue with Tradesman Insurance. The contact was very helpful and straightforward in explaining my questions. I found the premium very reasonable in comparison and will continue with them.
Mark Haynes
3 months ago · Google
Nick was great to deal with on the phone. Explained everything, got me the right policy, and was hassle free. Top man
Jamie Davin
3 months ago · Google
Pipe Fitter Insurance FAQs
Most pipe fitters need public liability. Add employers' liability if you have staff, optional tool cover for equipment, and professional indemnity if you give advice or design work.
It is not a legal requirement for every business, but many clients, sites and contracts expect it. Employers' liability is legally required when you employ staff.
If your work includes advice, plans, specifications or design, professional indemnity protects you if a client suffers financial loss because of an error in your work.
Public liability for pipe fitter starts from £149.95 a year, including Insurance Premium Tax, on our site. £149.95 is the lowest price available on our quote form for this trade. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £13.91 a month, subject to eligibility. Paying in full costs less.
It is not a typical package and most policies cost more.
See your pipe fitter price
Select your trade and limits on the quote form. No obligation.
Get a quoteRather talk it through? Call 01773 810072, Monday to Friday, between 8am and 5pm.
The information on this page is general information only and is not personal advice. Cover is subject to policy terms, limits and exclusions. Always check your quotation and schedule. Tradesman Insurance 4u is a product of C I 4 U GB Nationwide Limited, authorised and regulated by the Financial Conduct Authority (FRN 496879). Registered in England No. 06671640.
Pipe Fitter Insurance
from £149.95 a year or £13.91/month incl. IPT; your price depends on what you select