Public liability
Damage to client property
Spills, scratches, bleaching or breakage to furnishings, floors or equipment while cleaning.
Trade cover
Cleaning Contractor Insurance
Cleaning Contractor cover, quoted in minutes. Your quote depends on trade, turnover and cover levels.
Get a quoteTakes about 5 minutes · No card details to get a quotation · Documents by email
The work
Premises, chemicals and client property
Public liability insurance for cleaning contractors doesn't need to be complicated. Complete our simple to use, online form in 5 simple steps and our team of experts will get straight to work for you, finding you the quotation that suits your business best.
Our specialist insurance policies for cleaning contractors include public liability insurance, and give you the option to add employers liability and various other types of insurance that you may need for the cleaning and support services industry. In addition to the liability cover, extensions to cover are available that have been designed specifically for the cleaning and support services industry. Clerical employees are covered automatically, and cover can be tailored for businesses with multiple trades and services.
As accidents and incidents don’t only happen between 9am and 5pm the Cleaning contractor’s insurance provides a free 24 hour emergency helpline to ensure there’s someone to help you when you need it most. A legal advice service and counselling service providing confidential free advice are also available 24 hours a day, 7 days a week, 365 days a year. In addition to this, a tax advice service is available from 9am – 5pm Monday to Friday, excluding public and bank holidays.
Our team of experts are dedicated to protecting your livelihood and your reputation. Making sure you have the right insurance in place is vital to protect yourself and how you earn your living. At Tradesman Insurance 4u our experts offer affordable premiums that will keep you protected, no matter what the scenario.
Our policies are an insurance product with an indemnity level of up to £10 million – the product offers contract certainty and is enforceable in the courts.
Where claims come from
Illustrative situations, not a statement of what your policy covers.
Public liability
Slip or trip allegation
Wet floors, signage gaps or trailing cables leading to injury claims by occupants or visitors.
Employers' liability
Cleaner injury
Employers' liability when you employ cleaning staff, including part-time or temporary help.
On the quote form
Cover you can select
These are the cover options you can build on the form. Your quotation and schedule confirm what applies.
Public liability
The core cover for injury and property damage. Limits from £1m to £10m on our form.
Employers' liability
Legally required if you employ staff, including part-time or temporary workers.
Tools and equipment
Optional cover for theft, loss or accidental damage to your kit.
Prices start from
£59.95 / year
including IPT
or from £5.81 per month
What cleaning contractor cover costs
£59.95 is the lowest price available on our quote form for public liability for cleaning contractor. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £5.81 a month. The total you pay by instalments is higher than paying in full.
It is not a typical package and most policies cost more.
Illustrative monthly Direct Debit instalments, subject to eligibility. A deposit applies by card; paying in full costs less.
Quote online in minutes
Select your trade and cover on the form.
1
Select your trade
Choose your trade and tell us how your business is set up.
2
Pick your cover
Add public liability, employers' liability, tools and other options.
3
See your price
Your quotation updates as you select limits and extras.
4
Get your documents
When you buy online, documents are emailed straight away.
A claim we have handled
A settled example from salon and beauty clients. The outcome depended on the cover in force at the time.
Public liability
Cleaning work left a wet floor without adequate warning; an occupant slipped and claimed injury.
Public liability responded subject to the cover in force.
If a client raises a concern
Note what happened while it is fresh, keep your consent and aftercare records together, and call the claim line shown on your schedule. Don't accept responsibility on the spot; let the claims team assess it first.
Google reviews
5.0 out of 5 from 368 Google reviews
I dealt with Nick today, great experience, very helpful and informative as well as getting me the best price possible. i would highly reccomend using Nick for your insurance needs
matthew borrowdale
a month ago · Google
Very happy to continue with Tradesman Insurance. The contact was very helpful and straightforward in explaining my questions. I found the premium very reasonable in comparison and will continue with them.
Mark Haynes
3 months ago · Google
Nick was great to deal with on the phone. Explained everything, got me the right policy, and was hassle free. Top man
Jamie Davin
3 months ago · Google
Cleaning Contractor Insurance FAQs
Most cleaning contractors start with public liability. Add employers' liability if you have staff, and optional tool cover for machines and equipment. Professional indemnity is only relevant if you sell advice or consultancy — not for standard cleaning labour.
It is not a legal requirement for every business, but many clients, sites and contracts expect it. Employers' liability is legally required when you employ staff.
Tell us about the work and premises you clean when you quote. Stronger chemicals and specialist environments can change how insurers view risk. Keep COSHH assessments and training records for your own health-and-safety duties — we do not invent chemical acceptance lists in this copy.
Public liability for cleaning contractor starts from £59.95 a year, including Insurance Premium Tax, on our site. £59.95 is the lowest price available on our quote form for this trade. Your own price depends on the work you do, the liability limit you choose, whether you employ staff, and any extras you select. You may be able to spread the cost with monthly Direct Debit on the quote form; illustrative instalments from £5.81 a month, subject to eligibility. Paying in full costs less.
It is not a typical package and most policies cost more.
See your cleaning contractor price
Select your trade and limits on the quote form. No obligation.
Get a quoteRather talk it through? Call 01773 810072, Monday to Friday, between 8am and 5pm.
The information on this page is general information only and is not personal advice. Cover is subject to policy terms, limits and exclusions. Always check your quotation and schedule. Tradesman Insurance 4u is a product of C I 4 U GB Nationwide Limited, authorised and regulated by the Financial Conduct Authority (FRN 496879). Registered in England No. 06671640.
Cleaning Contractor Insurance
from £59.95 a year or £5.81/month incl. IPT; your price depends on what you select