Cleaning Contractor Insurance - Tradesman Insurance 4U

Cleaning Contractor Insurance

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Quick, reliable insurance for cleaning contractors

Public liability insurance for cleaning contractors doesn't need to be complicated. Complete our simple to use, online form in 5 simple steps and our team of experts will get straight to work for you, finding you the quotation that suits your business best.

Our specialist insurance policies for cleaning contractors include public liability insurance, and give you the option to add employers liability and various other types of insurance that you may need for the cleaning and support services industry. In addition to the liability cover, extensions to cover are available that have been designed specifically for the cleaning and support services industry. Clerical employees are covered automatically, and cover can be tailored for businesses with multiple trades and services.

As accidents and incidents don’t only happen between 9am and 5pm the Cleaning contractor’s insurance provides a free 24 hour emergency helpline to ensure there’s someone to help you when you need it most. A legal advice service and counselling service providing confidential free advice are also available 24 hours a day, 7 days a week, 365 days a year. In addition to this, a tax advice service is available from 9am – 5pm Monday to Friday, excluding public and bank holidays.

Affordable Cleaning Contractor Insurance

Our team of experts are dedicated to protecting your livelihood and your reputation. Making sure you have the right insurance in place is vital to protect yourself and how you earn your living. At Tradesman Insurance 4u our experts offer affordable premiums that will keep you protected, no matter what the scenario.

Our policies are an insurance product with an indemnity level of up to £10 million – the product offers contract certainty and is enforceable in the courts.

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Making insurance simple

Choose your limit of cover

Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.

Add additional insurance

From professional indemnity insurance to additional tool cover, add all the cover you need with your public liability insurance in one quote form and we'll tailor your insurance policy to suit your needs.

Safe & secure online applications

Use our simple and secure online form to request your quote.

Stress-free insurance

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Simple quote form

Request a quote with our online form in 6 simple steps. One policy, one set of documents.

UK-based contact centre

Our UK-based call centres are full of friendly staff who are here to help.

Peace of mind

With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.

Looking for further information?

Speak to one of our friendly and helpful advisors

01773 810072

Lines open between 8am and 8pm, Monday to Friday

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Tradesman Insurance FAQs

What insurance does a Cleaning Contractor need?

Most Cleaning Contractors start with public liability insurance. If you employ staff, you're legally required to hold employers’ liability insurance. Depending on your work, you may also need cover for tools, personal injury, professional indemnity or contract works.

How much does Cleaning Contractors insurance cost?

Cleaning Contractors public liability insurance starts from £59.95 per year or £5.00 per month via Direct Debit (if your premium is over £200). Final costs depend on the work you do and the cover levels you choose.

How do I get a quote?

Just complete our quick online form or call us on 01773 810072. You can also request a callback.

Where can I find out more?

Visit our full FAQ page or explore the insurance types section for more information about specific covers.

Tradesman Insurance Claims

Site damage, injury and tools claims: practical help when a job goes wrong.

Here to help

A customer alleging damage, an injury on site or a tools theft claim can stop the next job cold. Even before an official claim is lodged, the legal advisors we work with can help you understand what to photograph, keep and report.

Our advisors guide you through preparation and how to protect yourself while the claim progresses. See our step-by-step claims guide for what to do first. Most policies require you to notify your insurer using the details on your schedule.

How to make a claim

To discuss your insurance requirements, or if you are unsure which insurer to notify, you can call us on:

01773 810072

Lines open between 8am and 8pm, Monday to Friday

Tradesman Insurance Claim Examples

  • Public liability

    A painter and decorator was finishing a job in a house with a newly laid carpet. They accidentally dropped an open tin of gloss with obvious results. The customer claimed the cost of the carpet and the labour to re-fit a new one.

    Public liability insurance covered legal expenses and the compensation awarded.

  • Professional indemnity

    A structural engineer was tasked with calculating the amount of steel beams and lintels required for a commercial building. During construction it became apparent that the calculations were wrong and the steel would not hold the required load. The project had to be restarted, resulting in a heavy financial loss and large claims against the engineer.

    Professional indemnity cover paid the claim and helped keep the engineer in business.

  • Public liability

    A scaffolding business had scaffolded a house without securing it properly. In strong winds the scaffolding collapsed onto the next door neighbour's house, destroying a large section of the roof.

    Public liability insurance covered the claim made against the business.

  • Public liability

    A kitchen fitter was fitting cupboards and accidentally knelt on a client's new electric hob, causing it to crack.

    Public liability insurance covered the claim for a replacement hob and fitting costs.

  • Public liability

    A commercial carpet cleaning company was cleaning an office carpet when the heat was too high, which shrunk and discoloured the carpet.

    Tradesman insurance covered the compensation claim for a new carpet and fitting costs.

Cleaning Contractor at work

Professional indemnity insurance for cleaning Contractors

Professional indemnity insurance is important for cleaning Contractors who provide advice, plans, or professional services. It protects you if a client suffers financial loss due to a mistake in your work. Cover can be taken on its own or added to a wider policy. We offer limits of indemnity from £50,000 up to £5 million.

Public liability insurance for cleaning Contractors

This is usually the core of a cleaning Contractor insurance policy. Public liability insurance protects you if someone is injured or property is damaged due to your work. We offer limits of indemnity from £1 million to £10 million to meet a wide range of client and contract requirements.

Employers’ liability insurance

If you employ staff, even part-time or temporary workers, employers’ liability insurance is a legal requirement. It covers claims from employees who become ill or are injured through their work with you. This is especially important for high-risk trades like construction, engineering, or industrial work.

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Get the right insurance for your business

  • Review your policy documents carefully before you commit. Know exactly what’s included and excluded.
  • Choose a suitable level of cover so you’re not left underinsured if a claim arises.
  • Accurately estimate the value of your tools and equipment. This ensures you can replace them if lost, stolen, or damaged.
  • If you employ anyone (even part-time or at home), you’re legally required to have employers’ liability insurance. Fines for not having it can be up to £2,500 per day.
  • Even when not required by law, the right insurance helps protect your livelihood and keep your business running smoothly.

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